While Klarna and Afterpay push your customers into debt, we lock in their intent. Bridge the gap between customer intent and their next paycheck with a 35% instant revenue lift.
| Merchant Advantage | Payday Checkout | Debt-Based Apps |
|---|---|---|
| Transaction Fees | 1.5% - 2.9% | 4.0% - 6.0%+ |
| Customer Approval Rate | High (No Credit Check) | Low (Credit Rejects) |
| Customer Debt Trap | ZERO | Inherent |
| Revenue Impact | +35% Lift | Diminishing |
Safe-Sync™ Verified Transaction
Real-time payment reliability tracking across our entire 2026 merchant network.
Instant filtering of bot patterns and synthetic identity attempts in milliseconds.
AI-driven liquidity scoring ensuring high-probability 6:00 PM payday collections.
We don't make money unless you make money. If a capture fails, the transaction fee is voided. No monthly fees. No hidden setup costs.
Funds are captured automatically on payday and routed directly to your connected Shopify Payments or Stripe account. You get paid on your standard payout cycle.
No. We do not lend money. We simply optimize transaction timing. No credit hits for customers, no complex debt sign-ups, and significantly lower fees than Klarna/Afterpay.
Our Safe-Sync™ engine uses historical liquidity analysis and regional bank data to suggest the highest-probability capture window for each customer.
On "Fortress", you hold the order until capture (Zero Risk). On "Turbo", we re-attempt capture automatically. If it fails permanently, your transaction fee is 100% voided.
Zero impact. We use Shopify’s native app bridge to ensure a lightning-fast experience that never hurts your conversion or site speed scores.
1. Vaulting: We utilize Shopify's native secure card vaulting. We do not store, process, or see raw credit card numbers on our local servers.
2. Safe-Sync Blacklist: To protect the merchant network, we use anonymized customer identifiers to maintain a global blacklist. Any customer who defaults on a scheduled capture is flagged across our network to prevent further fraud.
3. Compliance: We are fully GDPR and CCPA compliant. Customer info is used strictly for transaction timing and identity verification, never for third-party marketing.
1. Performance Guarantee: Fees (1.5% or 2.9%) are only charged upon successful fund capture. Failed transactions do not incur fees.
2. Turbo Liability: Merchants opting for "Turbo Growth" accept the risk of fulfillment prior to fund capture. Safe-Sync™ reduces this risk but does not eliminate it.
3. Shopify Compliance: Usage of this app requires a valid Shopify store in good standing. We reserve the right to disconnect stores with abnormal fraud velocity.