80% of shoppers abandon carts because their bank says "Wait until Friday." We lock in the sale today and capture the funds the second they hit. No credit checks. No interest. No excuses.
The customer selects their payday via our native widget. We vault their payment credentials using Shopify's military-grade encryption. No code required.
Our Proprietary Safe-Sync AI cross-references the order against our Global Blacklist. If they’ve defaulted elsewhere, we block them before they can even try.
At 6:00 PM on payday, our engine triggers the background capture. No manual intervention. No late fees. Just revenue.
Stop paying predatory fees to debt providers.
| Feature | Payday Checkout | Debt Apps (Klarna) |
|---|---|---|
| Merchant Risk | AI-Filtered (99.4% Success) | Varies |
| Customer Debt | NONE (Uses available cash) | Always |
| Fees | 1.5% - 2.9% | Up to 6% + Fixed fees |
| Approval Time | Instant (No Credit Check) | Soft/Hard Pull |
No Monthly Fees. No Risk. Pay-As-You-Perform.
We use Shopify's native vaulting. We don't touch your customers' credit card data. Our AI Safe-Sync engine uses anonymized hashes to maintain the Global Blacklist.
We take a success fee only when payment clears. Merchants on 'Turbo' acknowledge that while our 99.4% success rate is best-in-class, they hold final liability for the shipped inventory.